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Quincy, California
November 18, 2015     Feather River Bulletin
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November 18, 2015

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Bulletin, Record, Progressive, Reporter Wednesday, Nov. 18, 2015 5B How does the ability to deliver water on a fire effect a community ISO Rating? This column is the first in a series that looks at how ifire departments are rated. Photo by Tom Forster :How good is your fire department? Ever wonder how good your local fire department ~>~ is? Perhaps you formed an opinion after they responded to a fire or accident. Maybe you were pleased, or were disappointed after something was lost. Is there INSIDE THE any kind of rating system FIREHOUSE that would help us TOM FORSTER understand the quality of Fire Chief the FD? "Good" is of course Plumas Eureka Fire Department a very subjective term, and we'll want to understand roots going back to the 1830s, more objective rating but at that time was systems, primarily for factories and The following series of industrial risk. columns is intended to The National Board of explain what the most Fire Underwriters (NBFU) common rating systems are was created in 1866 to related to the FD. promote fire prevention and Each approaches the public fire protection. A review from a specific number of conflagrations in pdrspective to fulfill certain the late 19th and early 20th needs. Gaining a more centuries, such as those in objective view of your FD Chicago, Baltimore and San requires a basic Francisco, underscored the understanding 0fthe need for such a system. methodologies involved. The 1906 San Francisco We need to start with the earthquake and fire ranks as awareness that there is no one of the worst law or regulation that catastrophes in U.S. history requires a community to in terms of property damage provide fire protection, and losses. Estimates of Once a commuhity chooses losses total more than $32 to do so, however, various billion (2015 equivalent), laws and regulations come with much of it due to the into play, depending on the fires that followed the ,:expected mission or services earthquake. The insurance ~that will be provided, industry was hit very hard, These requirements may with some companies being come from federal, state or forced out of business with local sources that either the very large losses to be exist or may be established paid. by the agency in question. It became obvious that fire i In addition, there are losses and fire defenses ,national "standards" that varied greatly across the :are not law, but may be held country, and there was iup as applying across the clearly a need for assessing :country, regardless of the the individual fire defenses law. We'll cover how that of cities. may happen, and how In 1909, NBFU developed communities may be the Municipal Inspection required to follow those and Grading System, for standards, evaluating fire potential. In Let's start with a look at 1916, NBFU developed the lone of the oldest rating first public protection systems, which was created evaluation system, "The ,to help serve the needs of the Standard Grading Schedule :commercial property for Grading Cities and insurance industry, It has Towns of the United States Hello, I'm a young Mountain Cur mix who goes by the name of Bubbles. I may not be outgoing right at first, but I'll warm up to you soon enough, maybe for a goody or just for some good old fashioned Iovin' and pettin'. I'm a sweet, smart little girl who just needs a little T.L.C. I like to ease into things slowly so we might have to meet more than once for you to see my true personality. I assure you though; I will relax once I get to know you just a little better and you will see just what a friendly, easy going gal I am. Kitty c~ts just aren't my thing so I'd prefer a home with- out them, please. If I look like I 'could fit into your family, swing by High Sierra Animal Rescue and let's see how things go! Bubbles Female/Spayed Cur, Mountain/Mix 1 year 6 months 2652 Plumas County Animal Shelter 201 N Mill Creek Road, Quincy, CA 95971 (530) 283-3673 High.Sierra Animal Open from 10 am to 4 pm, Mon. thru Sat. (530) 832-4727 With Reference to Their Fire companies may use it in Defenses and Physical different ways when setting Conditions." The grading insurance rates. schedule assigned deficiency' Add in the fact that fire points based on the variance loss risk is only a part of from a set of standard your homeowner insurance criteria developed from a considerations, and we study of more than 500 begin to understand it's cities, more complicated than it In 1971, several insurance first appears. groups, including former Most of us are much more state insurance rating likely to have a medical bureaus, NBFU, and other emergency at home than a similar entities, merged to fire. An earlier series in this form the Insurance Services column reviewed the Office (ISO). Many of us evolution of emergency have heard or read about an medical services (EMS) ISO rating. This rating can provided in the field by range from 1-10, with one on FD's. the scale considered Usually over "superior," and 10 meaning three-quarters of the it does not meet the emergency calls that your minimum standards, local FD responds to each So if your FD gets rated a year are EMS calls, not fires. five by ISO, it must be The ISO rating does not average, or something like analyze that capability, nor that? It's not that simple, does it analyze FD An ISO rating of art.FD is capabilities like vehicle simply one of many tools for accident extrication or other property insurers to use to rescue capability. help in establishing rates Keep this in mind when based on risk. It's about we take a closer look at the helping insurers assess risk. Public Protection They may or may not choose Classification Program, or to use it, and different ISO Rating, in Part II. Anderlini & McSweeney LLP Terry Anderlini is a Northern California Super Lawyer, a Martindale-Hubbell AV rated attorney and Past President of the State Bar of California. We specialize in litigation including wild fire litigation and serious personal injury cases. Local References Call 650-212-0001 and ask for Terry Anderlini or Chris Andersen Buster is a black and white 8/9-month-old Bulldog mix. He needs to be neutered. He is a little shy and needs basic command training.Buster would love a forever home. y season ins Upland game hunters statewide are gearing up for the opportunity to bag their Thanksgiving dinner, as California's 2015 general fall wild turkey hunting season began statewide on Saturday, Nov. 14. The season extends through Sunday, Dec. 13, with a bag limit of one turkey (either sex) per day and no more than two per season. "Wild turkey is a very healthy alternative to store bought turkey, as it's low in fat and has no additives. You can't get much more natural than that," Said Scott Gardner, manager of the California Department of Fish and Wildlife's Upland Game Program. "It's harder to hunt it than buy one in a store, but any hunter will tell you it's worth the extra effort." Wild turkeys are found in most counties in California, with the top five for fall harvest being Placer, E1 Dorado, Shasta, Sonoma and Tehama. Both a hunting license and upland game bird stamp are required to hunt turkeys, although an upland stamp is not required for hunters with junior licenses. Rio Grande turkeys are the most widespread wild turkey subspecies in California, occupying much of the mixed oak and pine woodlands of the Coast Ranges, Central Valley, Sierra Nevada and Cascade foothills. Merriam's turkeys can be found in habitats dominated by pines in northeastern California, but can also be found in the Transverse Range in Kern County. The eastern subspecies can be found in isolated pockets along the northern coast and eastern/Rio Grande hybrids from the Midwest inhabit areas along the south coast. Today the statewide population of wild turkeys is estimated at about 250,000 birds. The fall season is open statewide for wild turkeys and CDFW estimates that about 20,000 hunters bagged about 10,000 turkeys last fall. Many populations range on private land, but turkeys can be found on public lands administered by CDFW, the ' U.S. Forest Service and the Bureau of Land Management. A list of state wildlife areas and ecological reserves can be found on the CDFW website. CDFW wants to remind upland game hunters that as of July 1, 2015, nonlead ammunition is required when hunting on these properties. For more information, see the CDFW nonlead ammunition page. For places to hunt turkeys and additional tips and information, hunters can refer to the "Guide to Hunting Wild Turkeys in California" on CDFW's upland game hunting webpage. I g in Store Fri., Nov. 27 - Sun., Nov. 29 only When you need something from the heart, come to us! Open 7 days a week 10am-3pm 72850 Hwy 70, Portola 249-1745 (3 miles west of Portola) To send a legal: To send an advertisement: is Buster's She is a Bulldog 8/9 month puppy. She's and white needs to be Elvira is a sweetie and aim is tO Our office hours are Monday, Tuesday, Wednesday and Friday 8am-5pm. Saturday viewing is by appointment only. Office hours are subject to change due to staffing; calling prior to visiting shelter is recommended. All potential adopters must complete an adoption consultation form and be approved prior to adoption. Adoption fees are $I0.00 for dogs and eats, license fee for dogs is $15.00 per year. FOR ALL or YOUR TITLE & ESCROW NEEDS! Xerving of Plumas County * Resale Refi Purchase 61 Bradley St., Suite A, Quincy CA 95971 (530) 283-4250 For More Information or to View More Pets, Visit Us at www.petfmder~om